Why Choose Us About Us Legal Terms and Conditions

Terms - Interest Free Payments for Business

These terms and conditions apply to customers who signed up to Interest Free Payments for Business from 24 July 2023.

If you signed up between 8 December 2022 - 23 July 2023, check those terms here.

If you signed up between 8 December 2021 - 7 December 2022, check those terms here.

If you signed up between 27 November 2020 and 7 December 2021, check those terms here.

If you signed up between 28 March 2019 and 26 November 2020, check those terms here.

If you signed up between 25 May 2017 and 27 March 2019, check those terms here.

If you signed up before 25 May 2017, check those terms here.

If you signed up before 12 December 2016, check those terms here.

  1. Interest Free Payments for Business is an optional service that is available with the following eligible Pricing Plans, provided that the term of the Pricing Plan does not exceed 36 months:
    • Business Basics
    • Red+ Business Lite
    • Red+ Business Essentials
    • Red+ Business
    • Red+ Business Super
    • Red+ Business Unlimited
    • Red+ Business Tablet plans
    • Red Share for Business Smartphone plans (excluding “transfer in only” plans)
    • Red Share for Business Tablet plans (excluding “transfer in only” plans)
    • Business Team Plans (1 month and 24 month plans)
    • Endless Team Plan – Large (SIMO and 24 month plans)
    • One Team Plan (SIMO and 24 month plans)
    • Pay Monthly plans with Endless Data
    • Companion Plans with Endless Data
    • 10GB Tablet plan
  2. Interest Free Payments for Business is only available if you are adding or re-signing a Connection on an eligible Pricing Plan currently offered by One NZ.
  3. Customers can add more than one Interest Free Payment (i.e. one device and multiple accessories) per connection on their billing account, as long as each Interest Free Payment is attached to an active and eligible Pricing Plan. All plans must be on the same billing account.
  4. You must be at least 18 years of age to take advantage of Interest Free Payments for Business and may be required to pass a credit check.
  5. If you have selected Interest Free Payments for Business, you will need to select a 12, 24 or 36 month repayment term. Available terms vary by product.
  6. The repayment term cannot be changed once Interest Free Payments for Business has been provisioned.
  7. We frequently offer discounts off selected devices and accessories when purchased Interest Free with an eligible Pricing Plan. Any Interest Free discount you receive will be spread evenly over the agreed Interest Free term (12, 24 or 36 months).
  8. If the Interest Free discount received is spread evenly across your term, it will be applied from your first monthly bill. If you terminate in the middle of your billing month, you will not receive the discount for that month and will be ineligible for any remaining discount.
  9. Interest Free repayment terms:
    • The Interest Free Payments for Business total repayment amount will always be calculated based on the Price of the eligible device and/or accessories, less:
      • Any deposit paid;
      • Any Interest Free discount applied; and/or
      • Any connection level rebate.
    • If you have been offered a Connection level rebate with the relevant Connection and you elect to use that Connection level rebate, that rebate will be deducted from the Price.
    • The Connection level rebate is only available on 12 or 24 month repayment terms with a corresponding 12 or 24 month Pricing Plan. The Connection level rebate is not available on a 36 month repayment term.
  10. The total repayment amount will be split across the 12, 24 or 36 month repayment term you have selected and the relevant monthly amount, and any monthly discount will appear as a credit on your monthly invoice for the eligible Pricing Plan.
  11. If you cancel or trade-down your eligible Pricing Plan, transfer to an ineligible plan, change ownership of your billing account, pay off your device and/or any accessories early, leave One NZ, or if your services are restricted, suspended or disconnected/cancelled for any reason (including breach of our Fair Use policy), you will lose any Interest Free discount from that point onwards, and you will be required to pay back any outstanding amount due on your Interest Free payment.
  12. 12 month repayment terms are available on eligible open term and 12 month term Pricing Plans.
  13. 24 month repayment terms are available on eligible open term and 24 month term Pricing Plans.
  14. 36 month repayment terms are available on eligible open term Pricing Plans only.
  15. The initial repayment amount may differ from the other monthly repayment amounts.
  16. A minimum deposit is required.
  17. One NZ will notify you of the monthly repayment amount upon order confirmation. You must make each payment due without set-off, counterclaim or deduction.
  18. Interest Free Payments for Business is only available on selected devices and accessories. A limit of $3,000 per billing account for accessories on Interest Free Payment applies. One NZ reserves the right to amend the list of selected devices and accessories from time to time and will advise customers of device and accessories eligibility and availability.
  19. Account suspensions are not allowed.
  20. Only available through selected One NZ sales channels. Eligibility criteria and credit criteria apply.
  21. Interest Free Payments for Business is not transferable between your Connections or between the Connections or accounts of different customers.
  22. You remain liable to us for making all repayments associated with the Interest Free Payments for Business service, including for example where you lose your device or any accessories, or if your account is barred/cancelled/terminated for any reason, or if there is any change made by you or us to your eligible Pricing Plan.
  23. You agree that you remain liable for and will repay the outstanding amount due on remaining Interest Free Payments in full if you terminate or end your eligible Pricing Plan for any reason, or if you transfer, trade down or re-sign for any reason. The outstanding amount is determined by the cost of the device and/or accessories at the time the Interest Free Payment was provisioned less the deposit paid, and any Interest Free Payment paid to One NZ to date. You will also be required to pay any remaining Interest Free discount that would have otherwise been credited to your bill for the remaining months of the Interest Free term that you signed up to.
  24. You also agree that you will pay the outstanding amount for Interest Free Payments for Business in full if One NZ terminates the eligible Connection due to your material breach or insolvency, or any other circumstances permitted under the Business Terms. In all cases the outstanding amount is determined by calculating: (the total repayment amount determined in accordance with section 8a above) – (any Interest Free Payments for Business amount already paid to One NZ). Early termination, change and transfer fees also apply to your Pricing Plan.
  25. The Interest Free Payments for Business repayment amounts do not include any capitalised interest. The total of these repayments reflects the “lowest price” payable for the device and accessories selected for tax purposes.
  26. One NZ reserves the right to review all Interest Free Payments for Business amounts that have been added to customer accounts. If an incorrect Interest Free Payments for Business charge has been applied, we will contact you before applying the correct Interest Free Payment for Business amount.
  27. One NZ reserves the right to assign your Interest Free Payment contract (or the device or accessory component of it) to a party of One NZ's choice, including a party to whom One NZ sells receivables, without any requirement to notify you of that assignment.
  28. One NZ reserves the right to withdraw this offer at any time without notice.
  29. One NZ's general Business Terms and Conditions also apply to Interest Free Payments for Business.

Customer Impacting Events

Mobile & Wireless Broadband ›
Excellent Very Good Good Fair Low No Connection
Fixed Line (Fibre, DSL, HFC) Broadband & Landline ›
Excellent Very Good Good Fair Low No Connection
main_icn_Play_arrow main_icn_Chevron_down main_icn_Chevron_right main_icn_Chevron_left main_icn_Chevron_up

Internet Explorer Not Supported

Please note that we do not support Internet Explorer. For optimal browsing we recommend Chrome, Safari, or Firefox.